Agreed. I don't know that I've ever seen a well fitting violin or viola neck joint fail. And necks likely get removed and re-set to correct for distortion well before the joints fail. One anecdote..., The first violin I ever finished (I cannot be sure of how well the neck was fit at this point..) spent 30 years in an unheated horse barn in SE Michigan and was likely exposed to widely varying temperatures from -20 to 100F along with wide humidity cycles. I saw it after this period and it had some open seams, but the neck joint was fine and held fine for the 6 or so years I saw the instrument after it's stay in the barn.
I think the most likely area for failure is tension induced deformation of cello necks which results in the end grain glueing surface of the relatively long heel of those necks to become concave and separate from the block in some cases which seem to have been fit well to begin with.